Is there a down side to those pay day advance places?
If I ever need money before my paycheck is there a downside to going to a pay day advance loan places?
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Sure…you borrow a little and have to pay back a lot.
Yeah, they take a huge cut of your check. And those places have the awful smell of poor people. YUCK!
There is nothing BUT downside. They are worse than loan sharks.
NEVER do them.
You should have a cash emergency fund so you don’t have to do that.
It’s just about the most expensive credit you can get. If you are short before this paycheck think what it will be like next pay period when you have the same expenses plus having to pay back the loan. It’s a sort of credit death spiral. Do some reading on the subject. Scary.
These people are no better than thieves. They take advantage of people with poor money management skills, and drive them even deeper into debt. this should be illegal.
As the others said, it’s ALL BAD.
Do yourself a big favor and never even walk into one of those places.