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Can you put Payday Cash Loans into a bankruptcy along with other depts?

Cash Advances…
ACTUALLY fairygirl…….you CAN buy things after a backruptcy…my mother went through it just a year or two ago..and a year later..bought a car AND a house…also..my husband went through it before we were married seven years ago and was able to buy a car AFTERWARDS…so please don’t spam my question with you advertisments.

and btw..i HAVE tried to work with them…but thats something you would know nothing about.

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6 Responses to “Can you put Payday Cash Loans into a bankruptcy along with other depts?”

  • Bobbie:

    Absolutely. When you file for bankruptcy, you have to list every debt you have.

  • Sara S:

    I belive so…

  • tpbthigb:

    Yes you can they are no different than any other creditor. Good Luck

  • FairyGirl73:

    I believe so, but the bigger question is the bankruptcy. Should you file bankruptcy, it will negatively affect your credit record for 7 YEARS. You won’t be able to buy a house, a car, obtain any type of credit for AT LEAST that long. I would suggest trying to work with your creditors to create a payment plan first, you would be surprised at how willing they are to work with you. As for payday loans, stay away from them!! I’ve been in that vicious cycle before, and they will sink you faster than you can say OH NO!! I would recommend taking a look at Dave Ramsey’s book and website. He is a financial advisor, and has great ideas for getting debt free and staying that way. You can even call his radio show and ask for advice. His website is: http://www.daveramsey.com His book helped us get out of debt and stay that way. Good luck!! ;)

  • vegas_iwish:

    yes. That is why they are so high with rates as lowlifes do all the time.

  • Nicholas M:

    yes, but it will depend on when that payday loan was obained. If it is anywhere within 3 months of filing BK the creditor can claim fraud against you (believing your intent was to take the money and then file). The Trustee of the court will generally side with the creditor on recent cash advances & recent purchases using credit.

    Talk to a lawyer, and shop around for one- fees vary wildly

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